Find out what a FHA loan is. Helpful video that breaks down exactly what a FHA loan is and if it’s right for you.

Learn more about FHA loans here

The 2015 Hyundai Sonata Offers A Scrumptious Interior

The new 2015 Hyundai has been revamped and is taller and longer than previous generations. Buyers can choose from 2 engine options including a 2.4 Liter GDI with 185 hp and 178 lb feet of torque and a performance enhancing powerful 2.0 turbo engine with an output of 245 hp and 260 lb feet of torque. Fuel economy stands at 25 mpg in the city and 37 mpg on the freeway. Various trim levels are available including the SE, 2.4L Sport, 1.6T Eco, 2.4L Limited, 2.0 T Sport. This affordable midsize car is priced at around the mid $21k mark.

The interior features a comfortable interior that is very upscale for its class. The cabin is well insulated and offers spacious passenger seating. Standard features include a six speaker stereo system, bluetooth compatibility, a blind spot warning system, an infotainment system with a LCD screen, a rearview camera to assist with reversing, cruise control and push button start. Cargo space stands at 16.3 cubic feet which on the roomy side for its class.

Safety features include driver and passenger air bags, 4-wheel ABS, ESC, child safety locks, traction control and brake assist. The 2015 Hyundai Sonata scored “Good” on moderate overlap front crash, side impact and rear crash protection testing conducted by the IIHS.


Income Potential For PhD Graduates

Despite the competitive job market, PhD graduates are enjoying higher salaries and job stability compared to Bachelor degree holders. According to Payscale PhD degree holders can expect a starting salary near the $52k mark within a year of graduating. In addition, Phd candidates can expect to earn significantly more over the course of their career compared to Bachelor degree holders.

Professor and Assistant Professor are popular professions for many graduates while others may choose to pursue scientific research sectors. From their fifth to ninth year in the workforce, graduates can expect to earn over $73k while the average salary for those with ten to nineteen years of experiences reaches over the $102k mark. This demonstrates that the financial rewards are worth it even though Phd students will end up spending more time in college.

Geography and location plays a significant role in determining income. Salaries tend to be higher in large metropolitan areas. Phd holders in Los Angeles earned on average $75k while those in New York earned on average $86k. Salary is also determined by job type. Assistant Professors earn on average $56k a year while a tenured professor can expect to earn $87k. Earning a Phd can take up to five years or more and may require a significant time and monetary investment

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5 Ways To Save Money The Next Time You Buy a Car

Shopping around for a car? Comparison shopping online and obtaining your own financing can help you save a lot of money. Here are five ways to help you save money the next time you buy a car.

1- Determine the true market value of the vehicle you are interested in by using Edmunds and Kelly Blue Book. This will give you more leverage when negotiationg with dealers.

2- Comparison shop online. Most dealers have their inventory available online searchable by price, make and model.

3- Consider buying a used vehicle. Sites like Craigslist and Auto Trader are more up to date and fast paced versus traditional newspaper classifieds. Cars sold by private owners are generally more affordable.

4- Obtain your own financing. Shop around at local banks and credit unions. They may be able to offer you lower rates than the dealer.

5- Get a copy of your credit report before buying a car. The three bureaus are Equifax, Transunion and Equifax. You may be able to get lower interest rates if you have an established and positive credit history.


Volvo Makes Inflatable Child Seats For Parents On The Go

We all know the importance of child safety seats; they are crucial when it comes to protecting children and infants during collisions. However, many are heavy, cumbersome and not convenient to lug around. Volvo has addressed the problem by producing one that weighs 11 lbs and is inflatable for portability. Volvo’s seat weighs around half of that of standard child seats which can weigh twenty pounds.

It only takes forty seconds for the user to fully inflate the seat which means that it can be carried around quite easily and is ideal for travelers. It even incorporated Bluetooth technology; parents are able to inflate the device remotely. The seat utilizes drop-stitch fabric which is also used by the U.S military on inflatable air planes. This sturdy material is designed to protect the child during impact. It’s not surprising that Volvo came up with this product since the company is a pioneer in safety; it was the first to introduce three pointed seatbelts to the market.

Only time will tell if the car seat will be available at Volvo dealers across the nation such as Volvo has not yet announced plans if and when it plans to make the seat available to the public.

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The Jaguar XE Could Be A Game Changer


Jaguar is sometimes thought of as a more stuffier and conservative brand for “dad” while brands like the BMW-3 series appealed to a younger demographic with plenty of automotive enthusiasm but that is about to be challenged with the introduction of the all new Jaguar XE. It will be equipped with the powerful F-Type’s 3.0 Liter V6 with an output of 325 lb feet of torque and 335 hp. The 3.0 XE will also be available with a 2.0 Liter V4 engine which will be more cost efficient at the gas pump but nowhere near as powerful as the V6 version.

Jaguar has focused mainly on sporty two-door coupes but that’s about to change with the XE which is a sedan. It will be the company’s first sedan since the X-Type. In addition to performance, the XE also boasts innovative technology such as an aluminum chassis. The base model is expected to cost around the $73k range and standard features will include heated door mirrors, keyless entry and a telescoping steering wheel.

The new Jaguar XE will be available at dealers such as

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The Future of Mortgage Lending

Real estate analysts and law makers are debating the future of Fannie Mae and Freddie Mac; two federally controlled entities who are responsible for backing a large majority of loans in the nation. The 30-year fixed rate mortgage was a trusted standby for many years until the real estate collapse which ultimately resulted in recession. Some politicians are in favor of replacing Fannie and Freddie with a mix of private lending and government institutions. Private lending institutions include The proposed bill from Sens. Tim Johnson is expected to lead to lower risk for financial institutions but higher interest rates from borrowers.

Other politicians suggest restoring Fannie Mae and Freddie Mac as government sponsored enterprises operating in the public interst. The dismantlement of these two entities may lead to increased federal regulation concerning PMI (private mortgage insurance). Senators Bob Corker (R-Tenn.) and Mark Warner (D-Va.) introduced the Housing Finance Reform and Taxpayer Protection Act of 2013, which would wind down Fannie Mae and Freddie Mac over five years, replacing them with a new government agency, the Federal Mortgage Insurance Corporation (“FMIC”). U.S lawmakers have yet to come to a solution since the federal conservatorship of Fannie and Freddie since 2008.

About Trident University

Trident University is an accredited online college with a world class faculty and real world skill development for our students. TUI combines the two dynamics of technology and teaching in ways that improve the student experience by converging the latest teaching methodologies with the most appropriate tools and technologies to create an effective learning environment.

We fullfill the needs of the military community. We have partnerships with various branches of the military and our Military College Discount Program and offer you a variety of ways to earn a Bachelors, Masters or PhD degree.

Trident University gives students the information and tools they need to succeed no matter where they may be located; by inspiring them to reach higher and achieve academic goals and by giving them the freedom and flexibility to choose from eight different online sessions through each year.

Academic Colleges at Trident University

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Degree Programs At Trident University

Bachelor’s Degree | Master’s Degree Ph.D. Degrees